Price two complete winter plans.
When both furnace and AC are aging, request an all-electric heat-pump bid and a dual-fuel bid with a furnace retained or replaced. Have both bidders cover the same rooms, indoor temperatures, and outdoor design conditions.
For a Chicago bungalow with a difficult second floor, ask how air reaches those rooms. For a downstate home with an existing propane furnace, ask how the delivered-fuel price and retained-system maintenance affect the comparison. Neither the Illinois address nor the heat-pump label settles which project is cheaper to own.
Start with the utility that delivers energy.
ComEd’s residential incentive hub links heating and cooling discounts, income-eligible solutions, and pricing programs. Use the residential heating-and-cooling route and ask a participating contractor to identify the current equipment offer for your account and installation date.
Keep the program benefit separate from manufacturer promotions or financing. A commercial distributor incentive shown on the same site is not necessarily a household rebate. If a bidder quotes an older brochure, ask them to verify the current terms before subtracting the amount.
ComEd: residential incentives and financing · Source checked 2026-09-06
Ameren Illinois has a separate eligibility screen.
Ameren Illinois directs residents to its own Residential Eligibility Tool for applicable efficiency opportunities, including heating and cooling improvements. Use that pathway if Ameren Illinois serves your home; do not copy an Ameren Missouri program or a ComEd offer onto the quote.
If household income may open a broader assistance route, complete the program screening before agreeing to an equipment-only purchase. Ask what assessment, contractor participation, and documentation are required for the particular opportunity.
Ameren Illinois: residential eligibility and programs · Source checked 2026-09-06
Ask for capacity, changeover logic, and operating costs together.
Have each bid list the house’s winter heat requirement, the heat pump’s output at that condition, and any backup contribution. For dual fuel, ask who sets the changeover point and how the contractor balances equipment capacity against fuel costs. For all-electric, have the bidder include electric backup use and any panel work.
Use the same electricity and gas or propane prices for both estimates. Identify fixed gas charges that remain if other appliances still use gas. Ask for a second calculation with less favorable energy prices so the decision does not depend on one optimistic assumption.
Use this quote comparison at the kitchen table.
| Decision | All-electric bid | Dual-fuel bid |
|---|---|---|
| Winter coverage | Heat pump plus stated backup | Heat pump plus furnace plan |
| Electrical work | Itemized scope | Itemized scope |
| Gas equipment | Removal or retained appliances | Furnace, venting, servicing |
| Duct/room corrections | Same comfort target | Same comfort target |
| Net cost | Only confirmed discounts | Only confirmed discounts |
Require the model numbers, matched-system certificate, startup testing, and application owner on the final proposal. Ask whether an equipment substitution would change eligibility before accepting it.
Bring a clear project brief to your installer.
Sources checked September 6, 2026. Confirm current funding and installation-date rules with the administrator before signing. These are selected local pathways, not an exhaustive rebate list.
Start a heating and cooling request with your existing equipment, utility, and comfort priorities. Temperaly does not approve rebates; a request is not an appointment.
Editorial review: 2026-09-06
